“According to the Center for Responsible Lending, 1 out of 3 households have reported using credit cards as a safety net to pay for car and home repairs, basic living expenses, or medical expenses. The Wall Street Journal reports that more than 70% of Americans admit they are living paycheck to paycheck.”

Is that you?

Regardless of your situation, studies show that just 10 hours of personal finance training can make a SIGNIFICANT difference in your saving and spending behavior. When was the last time you invested in yourself and your family to change the course of your life?

It Works

73% of our students have paid off $1000 or more in credit card debt after taking the course.

93% of our students are now successfully keeping track of their finances, and on track with their goals using tools from the course.

81% of our students continue to use the household budget to manage their expenses long after the course.

71% of our students are now saving money consistently as a result of the course.

Essential Knowledge is unique. We have been a financial education provider for over twenty years. We DO NOT sell any financial products outside of our personal finance courses. Our information is 100% unbiased. This course is about YOU.

“I took this course because I was at rock bottom, and I thought ‘What do I have to lose?” A year after taking the course, I have no credit card debt, and have been able to pay cash for my kids tuition and hobbies.”
Janine B. - Blue Springs, MO