Ok, no one really likes the word budget, which is why we call it a Spending Plan. The lack of a plan is the #1 reason for financial problems in the household. So why is it that 93% of Americans don’t use one? Often, it is fear of getting started. Sometimes, it has been tried and abandoned unsuccessfully. In this course, you will learn how to create and implement a personal budget that you can stick with.
 

	Here are a few other budgeting tips you will learn: Determine where the money really goes using budgeting worksheets and calculators provided in the course. Learn to spend within your means by developing a Spending Plan. Balance what you want with what you need.
	Free up more money each month by saving on expenses. You will learn all about: Payroll and Income Taxes Insurance: home, auto, life, disability Loans: how to evaluate a good loan, and understand what it means Credit Cards: are you getting a good deal? Everything you need to know now.